And lastly, the maintenance of the car which includes car service, normally after every 15 000 km the car has covered. So it is advisable that you take into consideration all of those and calculate how much it will cost and assume that is the amount that you will be expected to pay each and every month for that specific car that you want to purchase from the car dealership.
The most reason, why you need to do calculations before you go to the car dealership is because you don't want the sales person to persuade you from buying a car that you cannot afford. Hence, it is important that when you go to the sales person to buy a car, you know exactly how much money you want to pay on a monthly basis and do not allow yourself to go beyond what you can be able to afford.
Let's say, for example, you want to purchase a car that requires installment of R4 500.00 on a monthly basis for a period of about six months. Try to put that into a different savings account so that for the next six months, you will be able to see if you can afford that car by spending that amount on a monthly basis. So, most importantly, if you can be able to put away that amount on a monthly basis, then it means you are more than ready to pay that amount of money.
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